Before You Make an Offer
- Drive the neighborhood — morning, afternoon & night
- Check noise levels (traffic, neighbors, nightlife)
- Evaluate parking (guests, street rules, overflow)
- Test commute during real traffic hours
- Visit nearby essentials (grocery, gas, schools)
- Get a real feel for the area — not just online stats
Property Condition
- Roof condition & age
- HVAC system (AC & heating)
- Plumbing (pressure, leaks, water heater)
- Electrical panel (updated or outdated)
- Foundation (cracks or shifting)
- Windows & insulation quality
Financial Check
- Property taxes (current + potential increase)
- HOA fees + what they actually include
- Mello-Roos / special assessments
- Insurance costs (especially fire zones)
- Estimated monthly utilities
- Immediate or future repair costs
Offer Strategy
- Days on market
- Seller motivation
- Comparable home prices nearby
- Level of competition (multiple offers?)
- Inspection contingencies
- Appraisal gap risk
Red Flags to Watch
- Limited parking
- Bad or awkward layout
- Located on a busy street
- Problem neighbors or surroundings
- Upcoming developments nearby
- Restrictive HOA rules
Smart Buyer Moves
- Drive by multiple times before committing
- Talk to neighbors if possible
- Check Google Maps & street view history
- Review property sale history
- Read disclosures carefully
- Set and stick to your max price
My Notes